Why Private Money is the Smartest Choice for Real Estate Investors
Private money lending has become one of the most powerful...
Creative funding solutions to help you achieve your real estate investing
goals.
Creative funding solutions to help you achieve your real estate investing goals.
The biggest blunder any investor can make in real estate is to shop too early for money, yet this is the most common mistake we see investors making. The rule of thumb is it’s much easier to shop for cash when you have a deal in hand and under contract.
Putting the House Under Contract
Prospect and review potential properties in your target market.
Write offers on properties that meet your investment criteria.
Get your offer accepted by the seller.
Put earnest money in escrow to complete the contract.
Having a Private Money Lender like BluRayne Capital LLC in your court gives you confidence to put properties under contract. As long as you find the no-brainer deal that fits our guidelines, do the proper due- diligence, and turn in an application — you can rest assured that the deal will be funded!

Flipping homes is a time-sensitive business. Depending on how fast you submit the loan package items, you can have your loan in several days to several weeks. It can take one to three months to secure a loan with traditional financing.

Private money lenders are not interested in credit score. They are interested in how much value they see in the property since the property is the asset that is backing the loan.

Private money lenders are often people who have funds parked in lower-yielding financial vehicles like CDs, stocks, or IRAs and are looking for newer ways to maximize their funds in higher yielding conduits, like lending on real estate.

With Private money, you can get funding on great deals that banks would normally shun. Promising investment properties that need repairs make them unsuitable for most banks, but perfect for most Private money lenders.

Private money lenders don’t have the same strictly enforced guidelines to follow for their loan applications, so they are more willing to help creatively structure loans that work for the project.
Having a Private Money Lender like BluRayne Capital LLC in your court gives you confidence to put properties under contract. As long as you find the no-brainer deal that fits our guidelines, do the proper due- diligence, and turn in an application — you can rest assured that the deal will be funded!
Just Bring Us Your Deal! No cap on the loan amount if the numbers make sense. BluRayne Capital LLC has funding solutions from $30,000 up to the FHA Cap in the county where the investment property is located and can provide additional lending solutions based on the property you have under contract and type of loan needed.
Current rates start at 7.5% annualized interest with an origination fee from 0-5%, and no prepayment penalties. Rates are based on credit score but credit score does NOT determine loan approval. loan.
6 Months to 2 Years for a fix & flip. 30 Years for a buy & hold or refinance. One loan approved per applicant until proven track record.

What I liked most was their flexibility — they focused on the value of the deal rather than my credit. That gave me the confidence to move forward and scale my investments.

The team was professional, responsive, and truly understood investor needs. From application to closing, everything was handled efficiently and exactly as promised.

When you invest within these parameters, you can attract a larger segment of the market, including FHA buyers. This increases your ability to appeal to more people in more demographics.
FHA loans bring home ownership into reach for first-time home buyers who might have a hard time getting approved with conventional lenders. This increases your ability to sell your property faster and broadens your ability to attract more potential buyers.
Millennials and Boomers are the two segments expected to dominate the market. Both are looking at smaller homes: Millennials because they’re just starting out; Boomers because they’re downsizing.
Both Boomers and Millennials are looking for less upkeep: Boomers because they’re getting older and Millennials because they’re just starting out. More acreage also means more expense.
The first part of every successful fix and flip is finding the right real estate property. At BluRayne Capital LLC we are only interested in funding projects that will give you the best opportunity at realizing success.
Private money lending has become one of the most powerful...
One of the most common mistakes real estate investors make...
If you’re ready to receive a term sheet, fill out our contact form and we will get back to you within 24 business hours.
BluRayne Capital made the entire funding process incredibly smooth and fast. I had my deal under contract and within days, they structured a solution that helped me close without delays.